/* --- Variables & Reset --- */
:root {
    --color-navy: #0f172a;
    --color-navy-light: #1e293b;
    --color-gold: #d4af37;
    --color-gold-light: #f3cf55;
    --color-bg: #f8fafc;
    --color-white: #ffffff;
    --color-text: #334155;
    --color-text-light: #64748b;
    --color-border: #e2e8f0;
    
    --font-heading: 'Playfair Display', serif;
    --font-body: 'Outfit', sans-serif;
    
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.05);
    --shadow-md: 0 4px 20px rgba(0,0,0,0.08);
    --shadow-lg: 0 10px 40px rgba(0,0,0,0.12);
    --radius-md: 12px;
    --radius-lg: 24px;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-body);
    background-color: var(--color-bg);
    color: var(--color-text);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: var(--font-heading);
    color: var(--color-navy);
    line-height: 1.2;
}

a {
    text-decoration: none;
    color: inherit;
    transition: all 0.3s ease;
}

ul {
    list-style: none;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* --- Typography Helpers --- */
.gradient-text {
    background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-gold) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.gold-text {
    color: var(--color-gold);
}

.section-tag {
    display: inline-block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--color-gold);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 12px;
}

.section-title {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.section-desc {
    font-size: 1.125rem;
    color: var(--color-text-light);
    max-width: 600px;
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: 50px;
    font-weight: 500;
    font-size: 1rem;
    cursor: pointer;
    transition: all 0.3s ease;
    border: 2px solid transparent;
}

.btn-primary {
    background: var(--color-navy);
    color: var(--color-white);
}

.btn-primary:hover {
    background: var(--color-navy-light);
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

.btn-outline {
    background: transparent;
    border-color: var(--color-navy);
    color: var(--color-navy);
}

.btn-outline:hover {
    background: var(--color-navy);
    color: var(--color-white);
}

.btn-white {
    background: var(--color-white);
    color: var(--color-navy);
}

.btn-white:hover {
    background: var(--color-gold-light);
    color: var(--color-navy);
}

.btn-sm {
    padding: 10px 20px;
    font-size: 0.9rem;
}

.btn-block {
    width: 100%;
}

/* --- Navbar --- */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--color-border);
    padding: 16px 0;
    transition: all 0.3s ease;
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--color-navy);
}

.logo-icon {
    width: 40px;
    height: 40px;
    background: var(--color-navy);
    color: var(--color-gold);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    line-height: 1;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 32px;
}

.nav-links a:not(.btn) {
    font-weight: 500;
    color: var(--color-text);
}

.nav-links a:not(.btn):hover {
    color: var(--color-navy);
}

.mobile-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 5px;
}

.mobile-toggle span {
    width: 24px;
    height: 2px;
    background: var(--color-navy);
    transition: all 0.3s ease;
}

/* --- Hero Section --- */
.hero {
    padding: 140px 0 80px;
    background: linear-gradient(180deg, #f0f9ff 0%, var(--color-bg) 100%);
    overflow: hidden;
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.hero-content {
    max-width: 540px;
}

.badge {
    display: inline-block;
    padding: 8px 16px;
    background: rgba(212, 175, 55, 0.1);
    color: var(--color-gold);
    border-radius: 50px;
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 24px;
}

.hero-title {
    font-size: 3.5rem;
    margin-bottom: 24px;
    line-height: 1.1;
}

.hero-subtitle {
    font-size: 1.125rem;
    color: var(--color-text-light);
    margin-bottom: 36px;
    max-width: 480px;
}

.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.hero-visual {
    position: relative;
    height: 600px;
}

.hero-image-wrapper {
    position: relative;
    width: 100%;
    height: 100%;
}

.hero-img {
    position: absolute;
    border-radius: var(--radius-lg);
    object-fit: cover;
    box-shadow: var(--shadow-lg);
}

.main-img {
    width: 80%;
    height: 85%;
    top: 0;
    right: 0;
}

.secondary-img {
    width: 55%;
    height: 40%;
    bottom: 0;
    left: 0;
    border: 6px solid var(--color-white);
}

.float-card {
    position: absolute;
    background: var(--color-white);
    padding: 20px 24px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 16px;
    animation: float 4s ease-in-out infinite;
    z-index: 2;
}

.card-1 {
    top: 15%;
    left: -20px;
    animation-delay: 0s;
}

.card-2 {
    bottom: 25%;
    right: -10px;
    animation-delay: 2s;
}

.icon-box {
    width: 48px;
    height: 48px;
    background: rgba(15, 23, 42, 0.08);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-navy);
    flex-shrink: 0;
}

.icon-box.gold {
    background: rgba(212, 175, 55, 0.15);
    color: var(--color-gold);
}

.card-label {
    display: block;
    font-size: 0.75rem;
    color: var(--color-text-light);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.card-value {
    display: block;
    font-size: 1rem;
    font-weight: 600;
    color: var(--color-navy);
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-15px); }
}

/* --- Services Section --- */
.services {
    padding: 100px 0;
    background: var(--color-white);
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header .section-desc {
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
    gap: 30px;
}

.service-card {
    padding: 40px 30px;
    background: var(--color-bg);
    border-radius: var(--radius-lg);
    transition: all 0.3s ease;
    border: 1px solid transparent;
}

.service-card:hover {
    background: var(--color-white);
    border-color: var(--color-border);
    box-shadow: var(--shadow-lg);
    transform: translateY(-8px);
}

.service-icon {
    width: 64px;
    height: 64px;
    background: var(--color-navy);
    color: var(--color-gold);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 24px;
}

.service-card h3 {
    font-size: 1.25rem;
    margin-bottom: 12px;
    font-family: var(--font-body);
    font-weight: 600;
}

.service-card p {
    color: var(--color-text-light);
    font-size: 0.95rem;
}

/* --- About Section --- */
.about {
    padding: 100px 0;
    background: var(--color-bg);
}

.about-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-image {
    position: relative;
}

.about-image img {
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    width: 100%;
}

.experience-badge {
    position: absolute;
    bottom: -30px;
    right: -30px;
    background: var(--color-white);
    padding: 30px;
    border-radius: var(--radius-md);
    box-shadow: var(--shadow-lg);
    text-align: center;
}

.experience-badge .number {
    display: block;
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--color-navy);
    line-height: 1;
}

.experience-badge .label {
    font-size: 0.875rem;
    color: var(--color-text-light);
    text-transform: uppercase;
}

.about-content .section-tag {
    margin-bottom: 16px;
}

.about-text {
    color: var(--color-text-light);
    margin-bottom: 32px;
    font-size: 1.05rem;
}

.feature-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.feature-list li {
    display: flex;
    align-items: center;
    gap: 12px;
    font-weight: 500;
    color: var(--color-text);
}

.feature-list svg {
    color: var(--color-gold);
    flex-shrink: 0;
}

/* --- Insurance Banner --- */
.insurance-banner {
    padding: 80px 0;
    background: var(--color-navy);
    color: var(--color-white);
}

.banner-content {
    display: flex;
    flex-direction: column;
    gap: 24px;
    align-items: center;
    text-align: center;
}

.banner-content h3 {
    font-size: 2rem;
    color: var(--color-white);
}

.banner-content p {
    color: rgba(255, 255, 255, 0.7);
    font-size: 1.1rem;
}

/* --- Contact Section --- */
.contact {
    padding: 100px 0;
    background: var(--color-white);
}

.contact-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
}

.info-item {
    display: flex;
    gap: 20px;
    margin-top: 32px;
}

.info-item .icon-box {
    width: 56px;
    height: 56px;
    background: rgba(15, 23, 42, 0.06);
    border-radius: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--color-navy);
    flex-shrink: 0;
}

.info-item strong {
    display: block;
    color: var(--color-navy);
    margin-bottom: 4px;
}

.info-item p, .info-item a {
    color: var(--color-text-light);
    font-size: 0.95rem;
}

.info-item a:hover {
    color: var(--color-gold);
}

.contact-form-wrapper {
    background: var(--color-bg);
    padding: 48px;
    border-radius: var(--radius-lg);
}

.contact-form h3 {
    font-size: 1.75rem;
    margin-bottom: 32px;
}

.form-group {
    margin-bottom: 24px;
}

.form-group label {
    display: block;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--color-navy);
    margin-bottom: 8px;
}

.form-group input,
.form-group textarea {
    width: 100%;
    padding: 14px 18px;
    border: 1px solid var(--color-border);
    border-radius: var(--radius-md);
    font-family: var(--font-body);
    font-size: 1rem;
    color: var(--color-text);
    background: var(--color-white);
    transition: all 0.3s ease;
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--color-gold);
    box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.1);
}

.form-group textarea {
    resize: vertical;
    min-height: 120px;
}

.form-note {
    text-align: center;
    font-size: 0.875rem;
    color: var(--color-text-light);
    margin-top: 16px;
}

/* --- Footer --- */
.footer {
    background: var(--color-navy);
    color: var(--color-white);
    padding: 80px 0 0;
}

.footer-container {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 60px;
    padding-bottom: 60px;
}

.footer-brand p {
    color: rgba(255, 255, 255, 0.6);
    margin-top: 20px;
    max-width: 300px;
}

.footer-links {
    display: flex;
    gap: 60px;
}

.footer-col h4 {
    color: var(--color-white);
    font-family: var(--font-body);
    font-size: 1rem;
    margin-bottom: 24px;
}

.footer-col ul {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-col a, .footer-col li {
    color: rgba(255, 255, 255, 0.6);
    font-size: 0.95rem;
}

.footer-col a:hover {
    color: var(--color-gold);
}

.footer-col li span {
    display: flex;
    justify-content: space-between;
    gap: 16px;
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 24px 0;
}

.footer-bottom p {
    color: rgba(255, 255, 255, 0.4);
    font-size: 0.875rem;
    text-align: center;
}

/* --- Responsive --- */
@media (max-width: 968px) {
    .hero-container,
    .about-container,
    .contact-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .hero-visual {
        height: 400px;
        order: -1;
    }
    
    .hero-title {
        font-size: 2.5rem;
    }
    
    .nav-links {
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        background: var(--color-white);
        flex-direction: column;
        padding: 32px;
        gap: 24px;
        border-bottom: 1px solid var(--color-border);
        transform: translateY(-150%);
        transition: transform 0.3s ease;
        box-shadow: var(--shadow-md);
    }
    
    .nav-links.active {
        transform: translateY(0);
    }
    
    .mobile-toggle {
        display: flex;
    }
    
    .footer-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .footer-links {
        flex-direction: column;
        gap: 32px;
    }
    
    .experience-badge {
        right: 10px;
        bottom: -20px;
        padding: 20px;
    }
}

@media (max-width: 640px) {
    .hero {
        padding: 120px 0 60px;
    }
    
    .hero-title {
        font-size: 2rem;
    }
    
    .hero-actions {
        flex-direction: column;
    }
    
    .btn {
        width: 100%;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .contact-form-wrapper {
        padding: 32px 24px;
    }
    
    .float-card {
        display: none;
    }
}